Pamela Smith

Pamela Smith Blog

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If you're thinking about buying a home in Charleston or anywhere in the Lowcountry, you've probably heard the old rule: "You need 20% down to purchase a home." This is one of the most common real estate myths—and it's holding many buyers back from achieving homeownership.

The truth? You...

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Who doesn't love a good ghost story? I love to indulge in the occasional scare, especially at this time of year. That's one of the many reasons I'm so passionate about life in Charleston. This city is full of hair-raising attractions and haunted locations that are perfect for celebrating the spooky...

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When planning for retirement, many people focus on traditional investments like 401(k)s or IRAs. But in the Greater Charleston area, one of the most powerful and stable retirement strategies is homeownership. It's not just about having a place to live—it...

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